Flood Damage Prevention
The National Flood Insurance Program (NFIP) is managed by the Federal Emergency Management Agency (FEMA), which makes federally backed flood insurance available to property owners, renters, and businesses. Town of North Branford participates in the NFIP and as such, is required to adopt and enforce floodplain management regulations to help mitigate flood effects. The Engineering Department administers the Town's Flood Damage Prevention ordinance which can be found in Chapter 148 of the Code of the Town of North Branford.
Permit Application for Development in Flood Hazard Area
Any alteration or improvement of property, whether land or buildings, within the Area of Special Flood Hazard (100-year floodplain), requires a development permit to be submitted and approved by the Town Engineer. Please consider contacting us early in any planning process that includes proposed improvements to your property. We will be happy to meet with you to discuss the impact that these regulations may have on your project. Please call or email the Engineering Department if you have any questions or to setup an appointment to meet with the Town Engineer.
Flood Insurance Rate Maps (FIRMs)
The Federal Emergency Management Agency (FEMA) has created Flood Insurance Rate Maps, also known as FIRMs, which indicate whether properties are in areas of high, moderate or low flood risk. In reviewing the New Haven County maps for the Town of North Branford, many property owners may find that their risk is higher or lower than they thought. If the risk level for a property changes, so may the requirement to carry flood insurance. Those who have a federally backed mortgage, or plan to refinance with a federally backed lender, will be required to purchase flood insurance if they find that their home is shown in a high-risk flood area known as a Special Flood Hazard Area on the most up to date FIRMs.
Residents are encouraged to contact their insurance agent or visit www.floodsmart.govto learn more about how and where to get a policy.
FEMA has created a Flood Map Service Center where all flood hazard mapping products created under the National Flood Insurance Program can be viewed, printed, or purchased. The FIRMs can be viewed at the North Branford Town Hall and at the FEMA Flood Map Service Center website. The Town of North Branford is not affiliated with or responsible for the contents of the FEMA Map Service Center, it is offered here as a convenience for the residents or prospective residents.
North Branford residents are also encouraged to contact their insurance agent, FEMA, or the Connecticut Department of Energy and Environmental Protection (CT DEEP) for more information relevant to the NFIP and with questions relevant to FIRMs or Flood Insurance. For additional information, you may also visit the following websites: